Texas take-home pay
Estimate your Texas take-home pay after federal, FICA and Texas state taxes.
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Enter your pay and press Calculate to see your take-home pay.
Enter your gross pay, choose how often you are paid and your filing status, and this tool estimates your take-home pay in Texas after federal income tax, Social Security, Medicare and Texas state tax. It shows the yearly figure and the amount per paycheck, plus a full breakdown of every deduction.
Texas is one of a handful of states with no state income tax, so your paycheck here only has federal income tax and FICA (Social Security and Medicare) taken out. That usually means a bigger take-home slice than in high-tax states on the same salary. The estimate uses 2026 federal tax brackets, the 2026 Social Security wage base and current standard deductions. Payroll also depends on things a quick calculator cannot see — your W-4 elections, pre-tax 401(k) or health premiums, and local taxes — so treat the result as a close estimate rather than an exact pay stub.
Pick the pay frequency that matches your job so the per-paycheck number is right. If you contribute to a pre-tax 401(k) or pay health premiums before tax, subtract those from your gross first — they lower taxable income. Married filers should choose "Married filing jointly" to use the wider brackets.
Enter your gross salary, pay frequency and filing status above and press Calculate. The tool subtracts federal income tax, Social Security, Medicare and Texas state tax to estimate your net pay per paycheck and per year.
No. Texas does not levy a state income tax on wages, so only federal income tax and FICA (Social Security and Medicare) are withheld from your paycheck.
It is a close estimate based on current federal and state tax figures. Your real paycheck also depends on your W-4, pre-tax benefits like 401(k) and health insurance, and any local taxes, which this simple tool does not ask for.
The estimate uses 2026 federal tax brackets, standard deductions and the Social Security wage base. State brackets reflect recent published rates. We update figures as new official tables are released.
Yes, completely free, with no sign-up. Everything runs in your browser and nothing you enter is stored or sent anywhere.