Iowa take-home pay
Estimate your Iowa take-home pay after federal, FICA and Iowa state taxes.
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Enter your pay and press Calculate to see your take-home pay.
Enter your gross pay, choose how often you are paid and your filing status, and this tool estimates your take-home pay in Iowa after federal income tax, Social Security, Medicare and Iowa state tax. It shows the yearly figure and the amount per paycheck, plus a full breakdown of every deduction.
Iowa charges a flat state income tax of 3.80% on taxable income, so everyone pays the same rate regardless of how much they earn. The calculator applies that flat rate on top of federal income tax and FICA to work out your take-home pay. The estimate uses 2026 federal tax brackets, the 2026 Social Security wage base and current standard deductions. Payroll also depends on things a quick calculator cannot see — your W-4 elections, pre-tax 401(k) or health premiums, and local taxes — so treat the result as a close estimate rather than an exact pay stub.
Here is roughly what a single filer keeps after federal tax, Social Security, Medicare and Iowa state tax at several common salaries in Iowa. A $75,000 earner takes home about $59,354 a year here.
| Gross salary | Take-home / year | Per month | Effective tax |
|---|---|---|---|
| $40,000 | $33,412 | $2,784 | 16.5% |
| $60,000 | $48,722 | $4,060 | 18.8% |
| $80,000 | $62,682 | $5,223 | 21.6% |
| $100,000 | $75,992 | $6,333 | 24.0% |
| $150,000 | $108,703 | $9,059 | 27.5% |
Pick the pay frequency that matches your job so the per-paycheck number is right. If you contribute to a pre-tax 401(k) or pay health premiums before tax, subtract those from your gross first — they lower taxable income. Married filers should choose "Married filing jointly" to use the wider brackets.
Compare your take-home pay in Iowa with other states:
Enter your gross salary, pay frequency and filing status above and press Calculate. The tool subtracts federal income tax, Social Security, Medicare and Iowa state tax to estimate your net pay per paycheck and per year.
Iowa has a flat income tax of 3.80%. Everyone pays the same rate on taxable income, which this calculator applies after the state deduction to estimate your state tax.
It is a close estimate based on current federal and state tax figures. Your real paycheck also depends on your W-4, pre-tax benefits like 401(k) and health insurance, and any local taxes, which this simple tool does not ask for.
The estimate uses 2026 federal tax brackets, standard deductions and the Social Security wage base. State brackets reflect recent published rates. We update figures as new official tables are released.
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